Where you are participating or coaching the following Sports you must meet the following conditions.
Exclusions may also apply to specific Sports and are shown in the Endorsements below.
GYMNASTICS AND TRAMPOLINING
It is a condition of this insurance that the following coaching requirements are complied with:
a. You must be qualified to a minimum:
a) Level 2 British Gymnastics or IGA qualification. All Level 1 assistant Coaches must be supervised by a coach qualified to a minimum of Level 2.
b) NRG Coaching Award 1
b. All coaches must be qualified to the level of performance of the participants in the specific discipline of the sport
c. A maximum of 8 participants to any apparatus/station/trampoline
It is a further condition of this insurance that in respect of trampolining:
a. All coaches must hold a current recognised trampolining qualification for the level and skill set they are coaching
b. An experienced spotter, of suitable size to the participant, must be in place at each trampoline
c. A maximum of 1 individual person/participant should be on a trampoline at any time;
d. Operation of trampolines must be carried out in accordance with British Gymnastic guideline
FOOTBALL/SOCCER
It is a condition of this insurance that all coaches must be FA Qualified and that Level 1 coaches or those who have completed the Introduction to Coaching Football must be supervised at all times by a Level 2 FA coach, otherwise they must have a minimum of 3 years practical football coaching experience.
BOXING
It is a condition of this insurance that all coaches must be qualified for the level they are coaching and comply with ABAE/England Boxing standards.
POLE FITNESS/POLE DANCING
It is a condition of this insurance that:
- Coaches/Instructors must be qualified to the level of performance being instructed
- The poles are purchased from a professional manufacturer and installed as per the manufacturers guidelines
- The instruction is part of a fitness regime only
- Cover excludes parties, shows, or other pole dancing for entertainment purposes. This does not apply to parties where the class is taught as a beginner pole dancing instruction class with a set format including warm-up/cool down, set moves to learn and a short choreography (all with at least one foot on the floor).
- Cover excludes any liability arising out of the sale of any goods/products designed, specified, formulated, manufactured, constructed, installed, treated, serviced, altered or repaired by You.
AERIAL ACTIVITIES
It is a condition of this insurance that:
- Coaches must be Qualified to the level of performance being instructed.
- All rigging and equipment must have been purchased from a professional manufacturer and installed as per the manufacturers guidelines.
- For aerial activities where the lowest part of the body will be above a height of 1.5m a crash/safety matt with a minimum depth of 10cm, safety net or safety harness is required.
- Height Restrictions are in place for the following activities:
o Aerial Silks: 5meters
o Aerial Hoop: 4meters
o Aerial Hammock: 3meters
MOUNTAINEERING
It is a condition of this insurance that for any mountain above 1,500meters there is a maximum ratio of 01:06 for coaches/instructors/guides to participants.
All Coaches/instructors/guides must have at least 5 years practical experience of mountaineering.
What is not covered:
- Any claims occurring on mountains above 2,000meters unless agreed by us in writing
- Any claims occurring on the following mountains:
o Annapurna
o K2
o Nanga Parbat
o Kangchenjunga
o The Eiger (North Face)
o The Matterhorn
o Mt Everest (above base camp)
o Denali
o Baintha Brakk
o Trango Towers
CLIMBING
It is a condition of this insurance that all Coaches/instructors/guides must have at least 5 years practical experience of coaching. All equipment must be purchased from a professional manufacturer. Professional ropes and safety equipment must be used for all climbs.
What is not covered:
- Solo Climbing or Soloing
- Free Climbing (where no ropes are used)
- Big Walling
PARAGLIDING/HANG GLIDING
It is a condition of this insurance that:
- All Coaches/instructors must be Qualified and licenced with the British Hang Gliding and Paragliding Association
- You must comply with the British Hang Gliding and Paragliding Association rules and standards for flying
What is not covered:
- Paramotoring, powered hang gliding or similar flights where a motor is used for power
SHOOTING
It is a condition of this insurance that:
- You must hold a current Shot Gun Certificate (Section 2, Firearms Act 1998) and/or Firearms Certificate (FAC) where it is required by law
- You must comply with the safekeeping conditions as set out in the Firearms Rules 1998
What is not covered:
- Game shooting, pest control or similar shooting activities which involve the shooting of live quarry
OFF-PISTE
It is a condition of this insurance that:
- Off-piste is limited to recognised and authorised areas only.
- When skiing or snow-boarding off-piste there must be a minimum of 2 persons (no solo skiing/boarding), due care and diligence should be taken at all times and any areas where the avalanche warning system is 3 or higher must be avoided.
- All Coaches/instructors/guides must have at least 5 years practical experience off-piste or back country skiing/snowboarding.
SAILING
It is a condition of this insurance that the cruising range for any sailing vessel is not more than 12 nautical miles offshore.
We cannot cover activities on vessels over 26feet (8meters) in length.
WATER DEPTHS
It is a condition of this insurance that the following maximum water depths must be observed:
Adults (15 and over):
- Non-certified divers – 40feet (12meters)
- Dives 3 and 4 of Open Water Training – 60feet (18meters)
- Open Water Certified Divers – 60feet (18meters)
- Experienced Certified Divers, or Divers with Advanced/ Deep Training--130 feet (40meters)
Under 15’s:
- Aged 8 to 14 and/or Non- Certified – 12feet (4meters)
- Aged 10 to 11 and Certified – 40feet (12meters)
- Aged 12 to 14 and Certified – 60feet (18meters)
- Aged 12 to 14 with Advanced certification – 70feet (21meters)
It is a further condition of this insurance that the following age restrictions apply:
- Cover is not available to anyone under the age of 8.
Coaches/instructors or guides have a participation age restriction of 8 and subject to the depth restrictions above.
