Different sections of the policy have a different excess.
Please find a list of all of the applicable excesses below:
- Public Liability claims - no excess
- Professional Indemnity claims - no excess
- Personal Accident claims - the excess can differ depending on what claim you are making:
- Emergency Dental claims - 50% of costs incurred
- Hospitalisation - 24 hour time excess, we do not cover the first day that you are hospitalised
- Non-NHS Physiotherapy - 25% of costs incurred
- Loss of Earnings claims - Time excess of 14 days, we do not cover the first 14 days that you are unable to work
- Sports Equipment - £50
- Employer's Liability - no excess
