Under our policies we offer cover for Public Liability (includes FREE Professional Indemnity cover), Personal Accident with the option to protect Loss of Earnings, Sports Equipment and Worldwide cover. We also offer cover for Employer's Liability under our Coaches and Teams policies.
The level and type of cover you need really is up to you. Our policies are built around you so you can choose your cover from a wide range of options available. You can choose from:
Public Liability – up to £10m to protect your legal liability should a third-party be injured, or third-party property be damaged, through your negligence whilst training a client or engaging in your insured sport, and then that third-party wanted to sue you. This covers costs like compensation, court fees and solicitor fees. The injury or damage needs to have occurred during a match or training session that you took part in.
Professional Indemnity – cover included FREE with Public Liability so you can cover yourself in case advice you give leads to a client/participant injuring themselves.
Personal Accident – up to £50,000 to provide compensation if you badly injure yourself whilst coaching or training
Loss of Earnings – up to £750 a week cover if you injure yourself whilst coaching or training and are unable to work (available with Personal Accident cover).
Participant to Participant – covers your legal liability if one of your players/participants injures another player/participant.
Sports Equipment – up to £50,000 cover against theft, loss or damage whether it’s at home, at work or whilst it’s being used. What’s more, we offer free cover on the first £250 worth of equipment. This means for example, if you wish to insure £750 of equipment, you will only pay for £500 worth.
Employers' Liability – up to £10m to cover the cost of compensation paid as a result of employees’ injuries or illness whether they are caused on or offsite
Worldwide – up to 6 months cover abroad.