We offer free multi-sport cover with our coaches/instructors, personal trainer and players/participants policies. With our multi-sport cover, you're covered for any sports that you're qualified to teach which also fall into the same risk category and below. Each sport we cover has a risk category from A to E.
You can find out which sports fall into which risk category by checking the Insurance Scope Document.
Here's a few examples:
- If you have a player's/participant's policy for playing basketball, you would be automatically covered to participate in any of the sports listed in categories A and B on the insurance scope, as basketball is a category B sport.
- If you are a Personal Trainer you would normally have a category A policy meaning you are covered to coach any other category A sport that you are qualified to teach. So if you gain a new qualification for a category A sport, you are covered to start coaching as soon as you are qualified without needing to update your policy.
- As standard you normally need to have a qualification that is recognised by a UK governing body, OR have at least 3 years’ experience in coaching the sport you wish to teach which must be evidenced, this can be with payslips, tax returns etc.
Need cover for a sport in a higher risk category? If you ever need cover for a sport in a higher category, for example if you are covered up to category B but want cover for a category D sport, you would need to contact us to upgrade your cover.
Please be aware that we cannot offer the multi-sport cover for a Teams' policy as this type of policy will only cover the insured team to train and compete in the named sport.
