You can insure all teams belonging to the same club under one Teams policy. You just need to ensure you select the correct number of teams based on your club, and every member of those teams is covered.
Here are some examples of having multiple teams in a club:
- Teams based on ages: Under 10s, Under 16s and Under 21s would count as three separate teams if they train or compete separately.
- Teams based on ability: If the club is split by ability, for example a beginner’s team, intermediate team and expert team, this would be classed as having 3 teams within the club as these would be 3 groups that train and compete separately.
If all members of the club always train and compete together, they would be classed as one team.
Please be aware that we are unable to provide cover for leagues or competitions where all competing teams are insured with us.
