There is no age restriction for the members of the team however you may need to insure multiple teams if the players belonging to the club are split into different groups to train and compete based on their ages.
Here are some examples of having multiple teams in a club:
- Teams based on ages: Under 10s, Under 16s and Under 21s would count as three separate teams if they train or compete separately.
- Teams based on ability: If the club is split by ability, for example a beginner’s team, intermediate team and expert team, this would be classed as having 3 teams within the club as these would be 3 groups that train and compete separately.
If all members of the club always train and compete together, they would be classed as one team.
Please be aware that there is an age restriction which applies to the Accidental Death cover offered under Personal Accident and the compensation provided for Accidental Death for any under 18s is reduced to 20% of the selected cover limit following an accepted claim.
